Last Updated: March 20, 2026

Introduction

At Skela Financial, LLC (“Skela Financial,” “we,” “us,” or “our”), protecting your privacy is a priority. This Privacy Policy describes how we collect, use, and safeguard your personal information in connection with your use of this website (the “Site”) and our investment advisory services.

By using our Site, you acknowledge and agree to the terms of this Privacy Policy.

1. Information We Collect

We may collect the following categories of information:

Information You Provide:

When you contact us through the Site, subscribe to updates, or engage our services, we may collect your name, email address, phone number, and any other information you voluntarily provide.

Client Information:

If you become a client, we collect additional personal, financial, and account-related information necessary to provide investment advisory services and to comply with applicable legal and regulatory obligations.

Automatically Collected Information:

We may collect certain information automatically when you interact with our Site, including your IP address, browser type, device information, pages visited, and general usage patterns.

2. How We Use Your Information

We use your personal information for the following purposes:

• To provide and manage our investment advisory services
• To communicate with you, including responding to inquiries and providing updates
• To comply with legal, regulatory, and compliance obligations
• To improve our website, services, and overall operations

We do not sell your personal information.

3. Information We Share

We may share your information in the following circumstances:

• With third-party service providers that assist in operating our business (such as technology providers, compliance consultants, and custodial platforms)
• With regulators, law enforcement, or other parties as required by law or regulatory obligations
• With affiliates, if applicable, and subject to appropriate confidentiality obligations

All third parties are required to maintain the confidentiality and security of your information.

4. Data Security

We implement administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

5. Cookies, Analytics, and Tracking Technologies

Our Site uses cookies and similar technologies, including tools such as Google Analytics, to enhance user experience and analyze website usage.

These tools may collect information such as your IP address, browser type, device information, pages visited, and interaction data. This information helps us understand how users interact with our Site and improve our services.

You can learn more about how Google collects and processes data by visiting:
https://policies.google.com/privacy

You may manage your cookie preferences through your browser settings, our cookie consent banner, or available opt-out tools (such as the Google Analytics Opt-out Browser Add-on).

Where required by law, we provide a cookie consent banner that allows you to accept or reject non-essential cookies and manage your preferences at any time.

6. Your Privacy Rights

Depending on your jurisdiction, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate or incomplete information
• The right to request deletion of your personal information, subject to certain legal exceptions
• The right to opt out of certain uses of your personal information
• The right to data portability

To exercise these rights, please contact us using the information provided below. We may take reasonable steps to verify your identity before fulfilling your request.

7. Your Privacy Choices and Opt-Out Rights

You have the right to control how your personal information is collected, used, and shared.

• Cookie Preferences: You may manage your cookie preferences at any time through our cookie consent banner or Privacy Settings link on our website.
• Opt-Out of Data Sharing: You may opt out of certain data sharing or marketing-related uses of your information by adjusting your preferences or contacting us.
• Browser Signals: Where applicable, we honor browser-based privacy signals such as Global Privacy Control (GPC), which communicate your preference to opt out of certain types of data sharing.

Please note that disabling certain cookies or data collection features may affect the functionality of parts of our Site.

Your Privacy Choices (California Residents)

If you are a California resident, you have the right to opt out of the sale or sharing of your personal information.

Skela Financial does not sell personal information in the traditional sense. However, certain website technologies, such as cookies or tracking tools, may be considered “sharing” under California law.

You may exercise your preferences at any time by clicking the “Privacy Preferences” link or by enabling Global Privacy Control (GPC) signals in your browser.

8. Do Not Sell or Share My Personal Information

We do not sell your personal information in the traditional sense. However, certain data sharing activities (such as analytics tools) may be considered a “sale” or “sharing” under applicable privacy laws.

You may exercise your preferences at any time by adjusting your cookie settings through the Privacy Preferences link or by enabling Global Privacy Control (GPC) signals in your browser.

9. Global Privacy Control (GPC)

Some web browsers and browser extensions offer a Global Privacy Control (GPC) setting that communicates your preference to opt out of the sale or sharing of your personal information.

Where required by applicable law, we recognize and honor GPC signals as a valid request to opt out of such data sharing for that browser and device.

10. Children's Privacy

Our Site and services are not directed to individuals under the age of 13, and we do not knowingly collect personal information from children under 13.

If we become aware that we have inadvertently collected personal information from a child under 13, we will take prompt steps to delete such information.

If you believe that a child has provided us with personal information, please contact us, and we will promptly investigate and remove the information if necessary.

11. Links to Other Websites

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites and encourage you to review their privacy policies.

12. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Last Updated” date at the top of this page.

13. Contact Us

Skela Financial, LLC
3401 Mallory Lane
Suites 100 & 200
Franklin, TN 37067
(615) 550-5726
Email: